In this post, I will tell how to turn off those annoying Verizon Wireless notifications that pop up after nearly every call.

Oh my gosh…are these things annoying!!! I have been a Verizon Wireless pay-as-you go customer for a long time. I do this because I live overseas half of the year and so I don’t want a monthly plan that I will have to pay for for the 6 months that I am away.

Anyway, after every phone call and text, I was receiving like 2 messages with my updated pay-as-you-go balance. This has been incredibly annoying for the last 2 years…and my lazy self has done nothing to turn off these Verizon Wireless messages.

So, finally, today, I acted and it actually took longer than expected. But, I will tell you how to turn off these notifications from Verizon right now and you should be able to accomplish it much quicker than I did.

Without further ado, here you go:

How To Turn Off Balance Notifications From Your Verizon Cell Phone

Step 1: Dial *611 from the cell phone that you want to turn off these pesky, annoying Verizon messages.
Step 2: Press 4, then 2, then 3, then 1.
Step 3: Select the option to set your Verizon Cellular balance notifications to “low”.

And, that’s it.

Now, since I just implemented this feature, I don’t think this turns off your Verizon messages totally since the option that you selected was “low”.

However, it’s much better than getting texted after every single phone activity!

I hope that this quick post helped you to turn off the balance notifications from Verizon Wireless!

If there are any updates, go ahead and add them in the section below.

Also, if you are considering Verizon Wireless Internet, you may want to read my Verizon 4G LTE Wireless review here!

Today, we are answering the question: “Are IKEA’s Down Alternate Comforter Allergy Free?” We will tell you whether the IKEA alternate comforter is allergy free!

We love our job because it is something new everyday and today we are given the opportunity to visit the IKEA store, which is the ultimate. One time, I furnished my whole apartment with quality IKEA stuff at bargain basement prices. So I look forward to this this assignment. Off we go…

Ok, now you got me on the IKEA site and I can’t focus :). Here is a list we get back when we search for IKEA Down Alternate Comforter: View the list. (All links on this page will open in a new window so you can stay on this page.)

Now, this list is filled with names like the “IKEA 365+ MYSA”. None of the names have “alternate comforter” in the name but, when you click each one, the name contains alternate comforter.

So, I chose the first alternate comforter on the list. The others are all about the same.

Now, when we search for the word allergy on this page, we do not receive any responses. The term allergy does not appear. So, let’s look at this question again: “Are IKEA’s down alternate comforter allergy free?”

This question implies that you want to buy this alternate comforter at IKEA. However, you need to know whether it is allergy free. Does this not in good part depend on what allergies you have? What fabrics that you are allergic to?

Ok, so let us look at what the IKEA alternate comforter is made of to determine if it contains materials that to which you are allergic. Here is a list of what the alternate comforter is made of: Lyocell/cotton cover and Modal/polyester.

That’s it.

If you are allergic to cotton or polyester, then the IKEA down alternate comforter is not for you.

Yet, there is more. The question is not only whether the IKEA down comforter is allery free. The question that you may be asking is: Is the IKEA Alternate Comforter hypoallergenic?

What’s the difference? Well since you asked, as we read here, comforters tend to collect allergens and over time and cannot be cleaned in a manner that removes them. New hypoallergenic comforters are resistant to this collection of allergens.

But is the IKEA comforter hypoallergenic?

Well, according to this post, IKEA bedding is hypoallergenic. And, all indications are that when a comforter is called an alternate comforter this implies that it is a hypoallergenic comforter.

However, if you need to have 100% certainty, check out this of Hypoallergenic Comforters. They are all guaranteed to be hypoallergenic.

Are IKEA’s Down Alternate Comforter Allergy Free: Appendices

Here are some links that may interest you on this topic:

Can’t Get Enough Ikea – Ikea Bedding Sets: All about IKEA bedding.

Best place for a new comforter?: A discussion of comforters which includes IKEA.

The Best Comforters: We tried dozens of comforters to find the perfect picks.

What is Hypoallergenic?: Anyone who has suffered from constant watery eyes, itchy skin, mucus filled sinuses, and sneezing knows an allergy can be disrupting and problematic….

We hope that you have benefitted from this discussion of IKEA’s alternate comforters. If you have any question or comments, we welcome them in the section below.

Ok, the question on the table today is: “What Does WiFi Ready Mean Blu Ray Player?” This is a common question because people are seeing WiFi advertised on a Blu Ray players and naturally wonder: Why would my Blu Ray player need WiFi?

Well, let’s see. We know that we need WiFi in our house if we want to connect to the Internet wirelessly with, for instance, our laptops.

However, today many new devices like our TVs are becoming WiFi ready. In fact, as I review this list of the best LCD televisions, I see that some of today’s top LCDs are becoming WiFi ready. The reason that they do this is so that your TV can provide access to websites with online video content. For example, if you wish to view any of the Top Ten Movie Rentals out today, you can view them all online via your TV through Amazon on Demand or Netflix. That is the idea.

Well then, where does Blu Ray fit into all of this? Why do you need WiFi with Blu Ray?

I brought up the idea with a WiFi connected TV to illustrate why you might need WiFi on a TV and the reason that you may need WiFi on Blu Ray is basically the same principle.

Let’s take a look at an example. The bestselling Blu Ray player with WiFi is now the Panasonic DMP-BDT210 Integrated-Wi-Fi 3D Blu-ray DVD Player.

This player can connect to the WiFi in your house and allow you to do so many things that you would otherwise do on your computer, like Skype, Netflix, Amazon On-Demand, streaming music, and much more.

As one user who wrote a review entitled, “Great Player for the new model year 2011″ said:

“The internet options are extensive, new options to me like Amazon streaming and Skype, mixed with the mainstay apps like Netflix, Pandora, and many more. make this player very attractive to the streaming and online entertainment user.”

Essentially, an Internet connected Blu Ray player allows you to do many of the things that you would do on your computer. However, you now get to do them on your TV, which hopefully is one of the Top Rated LCD TVs on the market, and this is kind of cool!

What Does WiFi Ready Blu Ray Player Mean: Conclusion

Now a days, many more things are connected to the Internet than just your laptop or other home computers. LCD TVS and Blu Ray players are just two more items that you can connect to your WiFi system.

Typically, there is no need to have both your LCD TV and Blu Ray player connected to the Internet. If you already have an Internet connected TV, you will not need a WiFi connected Blu-Ray player. However, you do not save a whole lot of money by not getting this feature in a Blu Ray player so, if it’s an option, go for it!

If neither your Blu Ray player or your LCD TV have WiFi, this really does not matter either. You can always learn how to connect your computer to your TV and you’ll be all set with this setup too. There are just so many options.

My bet is that in the future you will not be able to buy a Blu Ray player, or LCD TV for that matter, without the ability to do WiFi.

Ten years from now, will we ever even get off the couch?

If you have any questions or comments on this “What Does WiFi Ready Blu Ray Player Mean?” topic, comment below and I, or one of our many users, will hopefully get back to you.

“How Much Should I Weigh For My Age And Height?” If you want to know the answer to this question, this article will tell you how much you should weight for your age and height.

Renowned great thinker Stephen Covey once remarked, “Seek to Understand, Before Being Understood”. This was one of his infamous 7 Habits of Highly Successful People.

Since we would like to embrace these treasured habits, we shall consider our audience.  Why do you ask how much should I weigh for my age and height?  Are you grossly obese?  Are you way too thin?  Is your diet that of the man from Supersize Me? Have you mastered the Secret 2 Lose Weight?

Life is filled with easy answers that we make difficult.  If you eat Mc Donald’s everyday, you’re not healthy even if you look good.  If you eat right but never exercise, you have conquered half the battle.  If you do everything right, but still wonder if your height and weight are proportionate, you might just be a little self-obsessed.

Yeah, that’s right, we know you.  You want to make life difficult.  Take something that should be easy (exercise with regularity and eat right) and make it more challenging.  Because if you did not do this, you would not be able to obsess about it and that would not be any fun now would it.

Do you know what we’re saying?  Seriously, do you?  It so happens that we often want answers to questions that we already know the answer to.  If you eat a solid daily dose of vegetables, fruits, fibers, etc (see the website eatwell–this site is from England but in spite of that gives great dietary recommendations), and exercise regularly, you will be healthy and you will probably be height/weight proportionate.

Ironically, the people who wonder “How Much Should I Weigh for My Age and Height” are probably the people who already live healthily.  The others, those who should be concerned, are at McDonalds.  They may even be surfing the Internet right now at McDonalds.  But they are not looking to see whether their height is proportionate to their weight, they are ordering a take-a-away pizza so that it will arrive when they get home.

So, on the bright side, if you’re reading this article you are probably already on the right track according to our esteemed logistical skills.  But to verify, let’s check some scientific facts.

Height/Weights, Weight/Height Charts

HealthCheck Systems brings you these weight charts which are separated according to men and women.  Additionally, they are broken down into “frame size”.  Thus, if your frame size is “large frame”, you can get away with being just a little bit heavier.  No, you can’t cheat and say you have a large frame size when you actually have a small one, because that’s cheating and defeats the purpose of why you are here.

A Better Heart/Weight Chart

Here is a quick chart that you can look at to determine How Much Should I Weigh for My Age and Height. The age assumption for this chart is 25-59.

If you’re from the other side of the pond, and want to know your weight on the world scale (rather than lbs as we do in America) refer to the chart below. The beauty of this chart is that it is blatantly honest and spares no one, even the good looking people.  It’s assessments are “very fat” “fat” “overweight” “ok” and “underweight”.

So, the best that you are going to get from this chart is that you are “ok”.  If you’re not ok, you suck!  Could this attribute to self-image problems in England?  Perhaps, as each day they reason…”The best thing that I am going to be is ‘ok’, so off to the Pub I go.”

How Much Should I Weigh for My Age and Height:  Summary

We always like to sprinkle the questions here at Well, Since You Asked with a little life thought.  And here is our thought today for people who want to know How Much Should I Weigh for My Age and Height?

Life is filled with so many fun things to do and real questions to be answered.  Ironically, we so often ask questions that we already know the answer to.  And this is one of them.

Despite what any chart says, you know whether you are living healthy or whether you’re not.  You will not find ANY answers in these charts that you do not already know.

If you eat to much McDonalds, you know it.  If you hide Snickers bars under your bed, you know it.  A chart, no matter the result, does not conceal an unhealthy life.

Eat, drink, and be merry!  Stress is much more a killer and obsessing over charts will only kill you sooner (especially the ones where “ok” is the best result).

Eat well.  You know how.  If not, there are many websites that will tell you how.  Also, you have to exercise, not necessarily hardcore, but just walk wherever you can and try to do some exercises that make you sweat.  This will allow you a few more McDonalds visits, an extra pint of beer or two, and let you live a happy, stress-free, life.

And, you will never again have to ask the question How Much Should I Weigh For My Age And Height?

Many of you want to know “why does the Leaning Tower of Pisa Lean?”.  In this article, we’ll take a look at why you want to know and why the Leaning Tower of Pisa actually leans.

This is a question of great importance as it may someday allow you to answer that final question in Trivial Pursuit and defeat your friend Ernest who has always beaten you.  He’s downright annoying, isn’t he?

Or, you may find yourself with Regis, and be faced with the final question:  Why Does The Leaning Tower Of Pisa Lean?  You’ve bet it all and cannot go back.  If you miss, you’ll lose almost everything.  Can you just hear Regis now (A), “the Tower Leans because of the earthquake in 1721…” The music plays…and you know the answer because you read this article!

Where is the Leaning Tower of Pisa

If you guessed Italy, you are right.

Where? Well, it is after all the Leaning Tower of …yes, Pisa. We are smart today!!!

But where in the heck is Pisa? I’ve been to Italy but Pisa was not on my “Let’s Blow Through Europe in 2 Weeks Book”. Perhaps it was because I could not leave the twins I met in Lake Como (what a 9 days that was…leaving me only 2 days to blow through Europe…you wouldn’t have left either…I promise.)

Anyhow, check out the map to your left. Pisa is situated on the west coast of Italy. I could have done the trip from Lake Como in one day were it not for the twins. But why do they have this famous Tower and why does it lean? Ok, I’m getting to that!

What is the Leaning Tower of Pisa

Well, technically, if you want to get technical, the Leaning Tower of Pisa is a “campanile”. Envision an Italian saying that with flair and a cup of Italian espresso and it sounds much better. ”

Campanile” means freestanding bell tower. This is interesting because most people build their bell tower as part of the Cathedral. Perhaps the Italians, after much red wine, did not know that they could actually add the bell to their Cathedral and thus built a free-standing bell tower. Thus, The Tower of Pisa is a “bell tower” situated next to the Cathedral. (Pisa built a Cathedral because this was “cool” back then and plus, every other town had a cathedral.

What ‘chu gonna do? You gots to have a Cathedral!”

(direct translation from Georgio on January 8, 1172)

So, Why Does the Leaning Tower of Pisa Lean

Well, Italians have never been known for their precision outside of the bedroom. Of course, they intended for the Tower to stand upright, erect if you will. But, “Cose che succedono”, or “sh*t happens”.

Upon construction of the tower, after some foundation was laid, the Tower of Pisa began to lean to the southeast. This is the most interesting part. The Tower was leaning while it was being built.

Now, I know you think that most architects would cease construction at that point. Looking at each other saying, “hey, we better rethink this, the building is leaning.” That is so un-Italian of you. The Italians said, “Let’s keep this thing going and see what happens.” It only took 177 years to build which is nothing in the big scheme of things, right?

So, what did happen? Though the Tower of Pisa initially leaned to the Southeast, it now leans to the Southwest. Since is resides on bed of poorly laid foundation and loose “substrate” (you’ll enjoy that link–NOT), the lean predictability factor (LPF) is quite difficult to figure out.

Thus, the Italians enjoyed looking at it each day for 100’s of years and asking two questions: (1) Is the Tower still there? (2) If so, which way is it leaning?

An interesting side story about this. In the 1500’s, a gentlemen named Antonio was married to his wife Giulietta. He created a daily ritual whereby he convinced his wife that the Tower would fall any day now. Thus, when they looked out each morning to see the Tower, if it was still standing, Antonio would get to have sex with Giuletta. And, if it was leaning to the Southwest, he would have a nice oral treat that evening. The Tower stood for the length of their marriage. Antonio’s gravestone simply says: “un uomo soddisfatto”. “A satisfied man.”

Will The Leaning Tower of Pisa Fall Down: The Future of the Leaning Tower of Pisa

Those who wonder “Why Does The Leaning Tower Of Pisa Lean?” may also ask the question “Will The Leaning Tower of Pisa Fall Down?”. That’s the question I would ask if I am going to visit. If I am going to be inside the thing, I need to know if it will stay up for the time that I am in it. Yeah, I know, it’s stood for about 900 years, but what if?

If you did not visit Lake Como and meet twins, you might find yourself at the foot of the Leaning Tower of Pisa. In fact, that may be the only reason that you visited Pisa at all, to see its Leaning Tower.

The government of Italy requested some assistance in 1964 (900 years later) to make this thing stay up. However, they mandated that the Leaning Tower of Pisa must stay leaning. Otherwise, they declared, “nobody will visit Pisa.” And they’re probably right…what else do you know about Pisa?

It only took the reconstruction committee, comprised of a mathematicians, engineers, and historians 26 years to come up with a solution. Those on the initial team had a big party when the designs were complete and laughed, “we made a career out of this!” The two Americans in the group, high on Chianti, were heard to say simply, “I love Italy.”

The reconstruction plans called for the closing of the Tower while work was being done. Every building within reach of a potential “falling Tower” was evacuated. The first thing that the reconstruction team did was remove the bells as they caused excessive weight shifts. The bells would eventually be returned because you cannot have a bell tower without any bells. Then, you simply have a leaning tower with no bells and how interesting is that?

In the end, it took 11 years for the reconstruction of the Leaning Tower of Pisa and now the tower is said “to be stable for the next 300 years.”

So, let’s see.

The Tower had stood for about 1000 years. Then, a team of engineers meets for 26 years to come up with a plan for “tower stability” and they can only come up with a plan that will guarantee 300 years.

I’d want my money back!

Why Does The Leaning Tower Of Pisa Lean: Summary

The Leaning Tower of Pisa Leans because it’s built on faulty soil. It shifts as the soil shifts. Though it has stood for 900 years, it has been re-engineered to last for 300 more years.

If you plan to visit the Leaning Tower of Pisa in the year 2300, be careful. Otherwise, visit Pisa to check out…or just stay with the twins in Lake Como and look at pictures of the Tower…and take pictures with the twins!

photo credit: Remko van Dokkum

In this article, we discuss what is the best match for Leo.  Leo’s have some strong characteristics and attracting a Leo is no small feet.  Find out what is the best match for a Leo right now.

Ah, if you landed on this page wondering “what is the best match for a Leo?”, you are in luck my friends because I am a LEO.

I say that with pride and apparently that is one of the characteristics of a Leo.

To know what is the best match for Leo, we have to get down to the actual characteristics of a Leo.  This is tough; it’s like a self evaluation, but I bring you things honestly my friends.

To know me, you need to know my situation.  I am single and am always dating beautiful women usually younger than me.  I have owned a lot of businesses and enjoy the work that I do.  Laughter is extremely important to me as are ideas about life.  I like to be moving, traveling, and experiencing all facets of life.  I like to feel comfortable, but I also like to be in motion.  When relationships get to close, I often feel stifled.  People sometimes might say I have commitment issues, which may be true.  When girls starts talking too much about marriage, I often want to run for the hills.

This is all just coming from the top of my head, folks.  So, I will look at the so-called traits of a Leo and see if I match.  There is a good chance of this because everyone tells me that I am a “typical Leo”.

Ok, so let’s take a look at some of the so-called traits about a Leo.  As I look at them, I think, “How can someone just stereotype me this way?” which is probably a very Leo response

So, in continuing on with what is the best match for a Leo and attracting a Leo, I will take a look at this page and compare the reality with what is written.

Traitis of a Leo

We will first take a look at the strengths of a Leo and then the weaknesses.

The Strengths of a Leo

The following are listed as strengths of a Leo with my personal reaction (of me) after:

-Confident:  VERY TRUE.
- Ambitious:  VERY TRUE, but not financially necessarily
- Generous:  Generous in spirit and very caring but I often forget to give birthday gifts and the ages of my nieces and nephews.
- Loyal:  Always loyal to the closest people in my life but this does not mean that I am always in agreement.  I usually tell people when I am in disagreement even it will test our loyalties.
- Encouraging:  VERY TRUE.  I absolutely love to see others do well (unless they gloat about it) and see someone smile or achieve something that makes them feel good makes me feel great.

The (Purported) Weaknesses of a Leo

Here are the listed weaknesses–we have those?–of a Leo and my reaction:

-Pretentious: I don’t agree with this.  I actually despise pretension.  I think I can honestly say that nobody would call me pretentious.  Maybe I am more an “out of main stream” Leo in this regard.
- Domineering:  If that means we know what we want to do and try to guide other that way, absolutely.
- Melodramatic:  Probably so.  I am more the silent-aggressive type when my mood is not right so my melodrama comes with silence, but it probably exists.
- Stubborn:  True.  I pursue what I like often without regard to outside influences.
- Vain:  Why Not?

Attracting a Leo:  What I Say

You are getting a first hand account here without a filter folks.  The true Leo account.

So, how do you go about attracting a Leo?

I would break this down into two very important categories:  Attracting A Leo for the Short Term, and Attracting a Leo for the Long Term.

Again, this is a first hand Leo account of me.  It may or may not apply to all Leos.

You will read that Leos like to be flattered and this is true.  I am very susceptible to flattery.  Attracting a Leo for the first time is not that difficult especially because we see beauty and novelty in everything.  I love all parts of a women.  From her ankles to her legs, and on up, there is so much beauty in a woman.  I will let her know it too.  As she flatters me, I do likewise maybe even more.  It’s genuine, but the problem is that it wears off because new novelties abound around every corner.  There are other ankles and legs to explore.  Thus, attracting a Leo is easy, keeping him is not.

Why is hard to keep a Leo for the long haul?

Well, you have to keep up the novelty.  In the end, I want a beautiful, intelligent women–who doesn’t?-who keeps fresh ideas coming in all of the time.  I get bored with women who do not offer a new, intelligent perspective on things.  There are always beautiful women, but there is infrequently beautiful, savvy, witty, intelligent women who you want to be with for a lifetime.

Thus, it’s hard to keep a Leo man.  He loves his options and marriage removes options.

I am not saying that it is impossible to keep a Leo man but it is not easy.

For instance, if a women does not fit one of the categories that I like, she will probably not last.  And one of those categories is self-pity.  I will not suffer self-pity in a woman easily and, if it comes in any kind of abundance, the relationship is doomed.  If she lets herself go physically, I will not like it.  If she cannot entertain herself and requires too much of my time, it won’t work.  You get the idea?  Maybe she has to be a lot like me.

What Is The Best Match For Leo

With all that said, then, what is the best match for a Leo?  Is it another Leo?

Since I have dated a lot, without looking at any references, off the top of my head, I would say that Leos–me that is–are most compatible with Libras.

I have dated many Libra women and they seem to have that right combination of beauty and adoration that is combined with a femininity and independence that I require.

Let’s see what the experts have to say about what zodiac signs are compatible with Leo.

This page is very good in describing a Leo…it kind of matches what I was saying.  It mentions that a Leo-Leo relationship does not work very well because the strength of two Leos would not work too well.  Each one would want their own way and things might not end well. It also adds that Libras and Leo don’t go well in the long haul. So who does? What is the best match for Leo?

Ok, I have just come back from doing research on several pages of  what zodiac signs are compatible with Leo and, frankly, I found it a bunch of hog wash.  Talk of the general characteristics was not specific enough for me.

But in summary, as to the question of  “what is the best match for Leo?”, the general consensus appears to be the following sign:   Aries.

And if you want a great, fiery life, the Taurus goes well with the Leo.

What Is The Best Match For Leo:  Summary

Well, since you asked, I have tried to give an accurate depiction of what is the best match for Leo by providing my first hand account.

As I said, attracting a Leo in the short term is easy.  Leo’s love the novelty of it.

Attracting a Leo for life will be much more challenging.  Leo’s always want excitement, novelty, intelligence, beauty, and devotion.  However, they do like loyalty and are not adverse to marriage with the right person.

Staying together though is a challenge not unique just to Leo.  Everybody faces it.

Like the great writer Tom Robbins once said:

“The challenge of life is not to love, but to make love stay.”

If you are wondering what is a Roth IRA, I am here to provide you the answer in a colloquial manner that, hopefully, you will understand. Let’s take a look at what is a Roth IRA.

What Does IRA stand for?

You may have heard the term IRA. In fact, you probably searched for it and ended up here. Well, let’s first dispel the acronym that everybody gets wrong: IRA.

Most people, mistakenly, think the term IRA is derived from the words Investment Retirement Account. Well, strike one my friends. Others tend to correct these people and say that the term was originated for Investment Retirement Arrangement. Strike two to you purported word-smiths.

The term actually originates from the actuary who devised the original play. His name was Ira, which is kind of geek name, no? (Actuaries are kind of geeks. I know…my dad is an actuary . Just kidding dad!)

In the end, it does not matter at all what IRA stands for. What is important is that it is a vehicle to house your retirement money and, if possible, you want to take advantage of it!

Why Were IRAs Invented

The idea of the IRA was conceived in 1974 as a way for you to save money for retirement. The original idea is that you are able to contribute money to a fund–the IRA–tax free and the money can grow tax free until you take it out when you retire at which time, ideally, it will be a hell of a lot of money as it is compounding tax free.

So, let’s say that you make $45,000 per year. If you put the maximum allowable amount into an IRA which is currently $5,000 in 2009, you decrease your taxable income by $5,000. Thus, you pay less tax and the $5,000 that you placed in the IRA is allowed to grow tax free. Pretty cool, huh.

Check this out: If you put in $5,000 for 30 years, at the end of the 30 years, your money will grow to be $150,000, right? Wrong. Assuming an annual return of 8% on that money (you always want to ensure that you get the Roth IRA best rates), you will have $611,729 in the bank at retirement when you are 60 years old. Isn’t that great? You contribute $150,000 and end up with more than $600,000. That is the beauty of compounding interest and why IRAs were invented.

So, do you ever pay taxes? Yes. When you take this money out at retirement, you will then pay taxes on the money as you take it out.

What is a Roth IRA

The type of IRA that we just discussed was the original IRA and it was just called an IRA because it was the only one. Now, however, we call it the traditional IRA because a new type of IRA has been established–the Roth IRA.

The Roth IRA was invented by a man with the last name of Roth. He was a senator of some notoriety, but in spite of being a public figure, he may have even been a good man At the very least, he invented this Roth IRA, which for most of us will be better than the traditional IRA.

Senator Roth, presumably in his later years when he devised this plan and paying a lot of taxes on his IRA withdrawals, asked the following question:

“What if we created an IRA in which we pay taxes on the money that we put in instead of on the money that we take out?”

With that simple question, the Roth IRA was born!

The main difference between the Roth IRA and the traditional IRA is when you pay the taxes. In a Roth IRA, you pay taxes on the money going in–the contribution–and not the money coming out. The traditional IRA is just the opposite–you don’t pay taxes on the contribution but you do pay taxes on the money you receive when you retire.

Not a bad idea, is it? Let’s take a look as we carry on with our analogy above. So, you have put in $5,000 dollars a year for 30 years which has accrued over that time to $611,729. In a Roth IRA, you pay taxes on the $150,000 and not the $611,729. I like that!

It seems like a foregone conclusion that people would then want learn how to open a Roth IRA quickly and get started. No?

There is one thing that we have to remember. With the traditional IRA, we saved money each year by not paying taxes on the money we put into the IRA. If we assume an 8% growth on this savings, we get a figure of more than $100,000 dollars.

So then, which is better?

For most people, the Roth IRA will provide a better return in the long run, though it will not be a monstrous difference. But, the Roth IRA does have some other advantages as well.

Some other Roth IRA Advantages

1. In many situations, since you have already paid taxes on the principle, you are not penalized for early withdrawals.
2. You do not have to take the money out of your Roth at a certain age as you do with a traditional.
3. Roth IRAs are more easily passed through as inheritance.

For insanely detailed details, check this Wiki page.

More Roth IRA Questions

How Much Can I Put in My Roth IRA:  Find out more details on how much you are able to put in your Roth IRA and alternatives that may be available to you.

What Is a Roth IRA: Summary

I have endeavored to make clear the primary differences between a traditional IRA and Roth IRA. I may have succeeded. Did I? Can you now answer the question, “What is a Roth IRA?”. If so, I did my job. If not, comment below and let me have it.

Basically, it’s a matter of when you pay the taxes. With Roth, it’s when it goes in. With traditional, it’s when it comes out.

A Roth IRA usually makes more sense but the difference will not be as huge as it may originally appear!

Ah, so you’re interested in Who Is Chelsea Handler’s Boyfriend? Why? Think she’s hot.  Do you wish it were you?

There is something about Chelsea Handler that makes her alluring.  She’s funny, repulsive, and sometimes she is very sexy.  She does have curves and a very nice upper half.  Plus, she jokes about sex and being drunk all the time which might make you think of well…doing her.

But you want to know who is Chelsea Handler’s boyfriend?

Chelsea Handler’s Boyfriend: Ted Harbert

Ah, so you’re interested in Who Is Chelsea Handler’s Boyfriend? Why? Think she’s hot. Do you wish it were you?This is odd. Who would you put Chelsea with? Another comic? She could have a relationship like Sarah Silverman and Jimmy Kimmel. Wait…they broke up and possibly made a sex tape.

Yes, it would seem to me that she would be with someone of this sort.  But no!  Chelsea Handler’s Boyfriend is a CEO.  Yes, she went rich!  Well, she does mention this on her E! show a lot.

Above is a picture of her boyfriend, Ted Harbert, the CEO of Comcast Entertainment Group.  Wait, do they own the E! network?  Is she sleeping her way to the top?  That would be just like her.

He must be important.  You can read all about him on Wikipedia!

Ah-hah…he did work at E!.  She was doing her boss!

And wait, he’s old.  Born in 1955, he is 20 years older than Chelsea.

But, I have to confess.  Chelsea Handler looks way older than 34 years old.  Perhaps she does lead the life that she claims, an unhealthy, overeater.  Or, it could just be her California bronzed skin that has not withstood time very well.

Be that as it may, I am glad that she is dating a rich guy because her show will probably be canceled.  Don’t get me wrong…I love Chelsea Lately but it will not have on Oprah-esque run.  After all, how many shows can you make about Kim Kardashin?  Well, a lot actually;  I would watch every one of them!

Chelsea Handler Photos

Since we are on the topic of Who Is Chelsea Handler’s Boyfriend, let’s take a look at some pictures of Chelsea to see just what he is getting each night.

Chelsea Handler Photo #1: Hot Chelsea

In a game of hot or not, Chelsea Handler would win sometimes and also lose sometimes. She is one of those gals who can look outstanding one day and rather put through the ringer on another.

Here is a pic of Chelsea on a good day. She looks quite nice here on the lounge chair with a come hither look.

Chelsea Handler Did Playboy?

Chelsea Handler did do an issue of playboy. What, not possible? Yep, she sure did and proud of of it. In fact, I think she looks great. She was on the cover of the December 2009 issue. She says that she “quit drinking for a day and a half” to get in shape. Gotta love it!

You know why people dig Chelsea’s Handler’s look? Because she has a nice full figure, not waifish! View more pics of Chelsea Handler here.

Chelsea Handler: Fat & Ugly

The truth is we all have our good days and our bad days. What if someone took a picture of you on one of your bad days? How would you look? Well, here is how Chelsea Handler looks on one of her bad days.

Oddly, in this picture her boobs look small and her body looks big. Well, it happens.

Who Is Chelsea Handler’s Boyfriend: Summary

Well, in the end, we have learned that Chelsea’s Handler is dating Ted Harbert, the CEO of Comcast Entertainment Group. He worked at E! before his CEO stint and perhaps they were getting their groove on there. She saw a man on his way to the top, so she took off her top for him and nabbed herself a rich older man.

Footnote: Update: Chelsea Handler and Ted Harbert Breakup

Well, just when you think a relationship may last, it ends. Chelsea Handler and Ted Harbert have broken up.

Footnote 2: Footnote 1 Was Temporary

Chelsea Handler and Ted Harbert have gotten back together. The couple have been seen around as she is promoting her Playboy spread.

If you are wondering, “How Much Can I Put In My Roth IRA?”, you have come to the right place. We will discuss how much you can put in your Roth IRA and various situations that may arise.

If you are unfamiliar with Roth IRAs, read more on the page entitled What Is A Roth IRA.

How Much Can I Put In My Roth IRA: The Answer For Most of You

For most of you, the answer will be the same. You can put $5,000 into your Roth IRA. But wait! This was the number for 2009 and the government appears to be very flexible with us during these trying economic times. Apparently, they are going to adjust this number for inflation.

Let’s see.

Well, currently the numbers have not changed. We are still limited to the $5,000 dollar amount. However, there is one exception, the IRA “catch-up”.

IRA Catch-Up Amount

The one exception to the $5,000 limit is the people who are age 50 and over. This is called the IRA “catch-up” allowance and allows people to contribute an extra $1,000 each of these years.

Apparently, the government (in its infinite wisdom?), realized that we are not a nation of people who is planning well for the future. We are the “Now, Now, Now” generation of people.

Thus, when people are 28, instead of putting $5,000 in a Roth IRA, they elect to buy one of the best LCD TVs, get a great home theater, and take a trip to the Bahamas.

When they reach their late 40’s, they say, “Holy Sh*t, I have saved absolutely nothing.”

It is for them that the government has graciously created the “catch-up” IRA amount. But $1,000? C’mon government. Can’t you make this amount more like $10,000. We spent that money on fancy items to keep the economy rolling. Now, help us out

How Much Can I Put in My Roth IRA: Summary

You can put $5,000 dollars a year into your Roth IRA. Ah, but you may be asking–because your clever–”can I open a whole bunch of Roth IRAs and put $5,000 in each?”

Buzzer! Sorry, you cannot do that. You can have several IRA’s but the total combined contribution cannot be great than $5,000.

However, you can have both IRAs and 401ks at the same time. Thus, max out that 401k as well if you are behind on your retirement contributions.

Roth IRA: More Reading

Roth IRA Best Rates: This article discusses the best place to open a Roth IRA, which one is best for you, and how you can get the Roth IRA Best Rates.
How To Open a Roth IRA: This article discusses the procedures in opening a Roth IRA and which type of account fits your situation best.
What is a Roth IRA: Yours truly wrote this explaining, in lay man’s terms, just what is a Roth IRA.

photo credit: Jeremy 白杰瑞

Do you ever have a phone number and wonder, “Who Does This Phone Number Belong To?”. If so, we are going to show you places to find out who this phone number belongs to.

But, first, we wonder, why are you asking this question?  Did you meet a hot girl last night and get her number but not her name?  Are you searching through all of your paperwork and just curious about all the phone numbers that you have written down?  Are you one of those people who is just randomly curious?

We’re just curious that’s all 

But really, it is kind of important because this goes to how important it is for you to find this person’s phone number. This is because there are two ways to find out who a phone number belongs to: the free way and the paid way.

Two Ways to Find Someone’s Phone #

If you’re just randomly curious, or the phone number in question is not that important, then you probably do not want to go the paid route. Seriously, was the girl you met last night worth paying to find out who the phone number belongs to? That is a little bit stalker-ish of you.

Be that as it may, we will just provide you the answer and dismiss with the analysis, though sometimes that is the part that is most fun.

The Free Way to Find Someone’s Phone Number

When you start searching for “who does this phone number belong to?”, you will run into a mine-field of gotchas! What does that mean? Well, it means that people will want you to pay for the information.

Nothing is free in life you know.

But the good news is: sometimes things are free.

In the article best free people finder, we are given a list of ways to find out who a phone # belongs to. The winner, according to this site which boasts the best lists online, the place to go find out who a person’s phone # belongs to is ZabaSearch.com.

I just tried it. My sister has an unlisted phone number and I was able to find her no problem. What is the benefit of being unlisted if I can find her number quicker than if I looked in a phonebook?

Well, you got me. But, it seems as though once you sign up for a magazine, respond to a questionnaire, or something similar, these sites will get your information. And BOOM, all those thoughts of nobody being able to get your information are gone sooner than you can remember what that girl looked like last night.

Finding People the Paid Way: The Minefield

You see, here is what usually happens. A free site will lure you in and provide with just a tease of information…like “the person that you are searching for is female, ,with the first name of Alexandra, who lives in Virginia. And then, they’ve got you because they will offer to tell you where she lives, where she went to school, what her SSN # is, and all of that great information for the low, low price of $15, which is, of course, and introductory rate.

$9 to find out detailed phone information (and more!) on the hotty you met last night or the random number you had in your pocket. Is it worth it? You be the judge.

However, the $15 introductory rate to find out who a phone number belongs to may just be the beginning. Watch out for things like “we’ll charge you $25 a month thereafter until you cancel your account, which you can do on the second Tuesday of every month”.

Just be careful of the paid people search minefield. And, remember, most of the people who claim “free people searches” will usually end up at a point where they want to you pay for something.

The best place to find the number if you need it and can not find it free using Zabasearch is the Reverse Phone Detective. The will provide you with all of the information that you need on that person for a one time charge without any hidden fees.

Who Does This Phone Number Belong To: Summary

The bottom line is this: You can find out too much information on just about anybody. In fact, some websites give away information that is actually illegal (like Social Security Numbers). We live in a world of big brother now and all of our information is out there on centrally stored databases.

Most of the time you can get a smidgen of information for a free, a teaser about a person. Zabasearch will do the best for free, but even they want you to pay for more information like an address. If you need the information and cannot find it for free, choose Reverse Phone Detective and pay the one time free.

Who knows? It might just be worth it…the girl could be the love of your life and you’ll never know unless you find out “Who Does This Phone Number Belong To!”